Personal Injury Protection Claims

Michael Grossman, San Antonio Car Accident Lawyer, Explains Personal Injury Protection (PIP Insurance) and Why You Should File a Claim

Many people who are injured in auto accidents have dozens of questions about what they should do. Even if you do not intend to file a lawsuit, the process of filing insurance claims can be overwhelming.

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One question I see over and over is this: should I file a claim using my Personal Injury Protection (PIP insurance? The answer is absolutely yes. People have many misconceptions about PIP insurance, including that filing a claim using PIP insurance will increase your premiums or cause your insurance provider to terminate your coverage.

But PIP insurance is no-fault coverage. This means that it does not matter who was responsible for your accident. Even if you were completely liable for the accident that caused your injuries, you can still seek compensation through a PIP claim. PIP claims cover your medical expenses and your lost potential income from time spent away from work due to the accident. These claims also cover any passengers in your vehicle, regardless of whether they have their own PIP coverage.

Furthermore, filing a PIP claim has no impact on any of your other insurance claims. For example, if you have already received compensation for your medical expenses and lost wages from health insurance, a personal injury lawsuit against another driver, or any other insurance claim, you can still receive compensation from a PIP claim. Likewise, filing a PIP claim first will not impact your ability to file a health insurance claim or a personal injury lawsuit in any way.

PIP claims also do not impact your premiums or the continuation of your coverage in any way. Since they are no-fault claims, it is actually illegal for insurance companies to modify their coverage based on your filing a PIP claim. Essentially, there is no downside to filing a PIP claim. So if you have Personal Injury Protection insurance and you are injured in a car accident, you certainly should file a PIP claim. You should also contact experienced San Antonio car accident attorney Michael Grossman to discuss the legal options available to you for seeking the full amount of compensation that you need.


Some of Our Most Recent Successful Cases
$97,500.00 Recovery - Wrongful Death / First-Party Dram Shop Accident
(policy limits were $100k) Recovery for wife of a motorcyclist who was killed in a drunk driving accident.
Total Recovery:
$97,500.00
Attorney Fees:
$48,750.00
Litigation Expenses:
$0.00
$145,000.00 Recovery - Commercial Vehicle Accident (Back and Neck Injury)
Recovery for driver struck from behind by 18-wheeler: Driver sustained back and neck injury.
Total Recovery:
$145,000.00
Attorney Fees:
$48,333.00
Litigation Expenses:
$2,696.00
$80,565.00 Recovery - Automobile Accident (Back Injury)
Recovery for woman who suffered a back injury in a car accident.
Total Recovery:
$80,565.00
Attorney Fees:
$32,226.00
Litigation Expenses:
$1,600.00
$200,000.00 Recovery - Commercial Vehicle Accident (Back Injury Requiring Surgery)
Recovery for motorcyclist who suffered a back injury in an 18-wheeler accident.
Total Recovery:
$200,000.00
Attorney Fees:
$80,000.00
Litigation Expenses:
$5,709.00
$80,000.00 Recovery - Automobile Accident (Closed-Head Injury)
Recovered for client who suffered a closed-head injury in a car accident.
Total Recovery:
$80,000.00
Attorney Fees:
$26,666.00
Litigation Expenses:
$200.00
$95,035.00 Recovery - Wrongful Death / Automobile Accident
Recovery for the father of a young man who was killed in a car accident.
Total Recovery:
$95,035.00
Attorney Fees:
$31,678.00
Litigation Expenses:
$25.00
$71,197.00 Recovery - Automobile Accident (Soft-Tissue Neck Injury)
(policy limits + UIM claim) Recovery for client who sustained soft tissue injuries to neck which required steroid injections and chiropractic treatment.
Total Recovery:
$71,197.00
Attorney Fees:
$23,852.00
Litigation Expenses:
$125.00
$100,000.00 Recovery - Automobile Accident (Soft-Tissue Injuries)
Recovery for client injured in an automobile accident.
Total Recovery:
$100,000.00
Attorney Fees:
$33,000.00
Litigation Expenses:
$500.00
$337,500.00 Recovery - Third-Party Dram Shop Accident (Punctured Colon and Soft Tissue Injuries)
Our client suffered a punctured colon and numerous soft tissue injuries in an alcohol-related car accident. The accident occurred as the defendant driver crashed his car into a concrete median. The plaintiff, a passenger in the vehicle, alleged that the defendant driver was over served alcohol to such an extent that he was several times the legal limit. As such, a claim was brought against the defendant driver and the bar which over served him. A settlement was reached with the defendant driver and the plaintiff turned his focus on the bar in question. The case was resolved successfully through litigation. Based on the egregious conduct of the bar and it's numerous TABC violations, the defendant's liquor license was revoked soon after the case was resolved.
Total Recovery:
$337,500.00
Attorney Fees:
$134,000.00
Litigation Expenses:
$3,750.00
$250,000.00 Recovery - Wrongful Death / Commercial Vehicle Accident
(policy limits) A young mother was killed in an accident involving two commercial vehicles, one an 18-wheeler. The accident occurred as the young woman was a passenger in a vehicle that was traveling down a highway in the early morning hours. Without warning, the vehicle in which she was a passenger collided with a stalled 18-wheeler that parked in the right of way, resulting in catastrophic injuries that claimed the young woman's life soon thereafter.

The authorities initially faulted the driver of the vehicle in which the victim was a passenger, stating that he was using an electronic device rather than paying full attention to the roadway. However, the 18-wheeler was indeed blocking the roadway and plaintiff alleged that the vehicle did not follow the requirements of the Federal Motor Carrier Safety Act in regard to providing adequate reflective or laminated warning at specific intervals. Further, the plaintiffs alleged that the defendant failed to remove his vehicle from the roadway when he first noticed signs of mechanical failure.

Had he simply moved to the shoulder of the road, plaintiffs argued, his lack of adequate warning signs would have been inconsequential. An initial settlement has been obtained in this case, yet litigation has commenced in full against the remaining defendant, and is currently ongoing.
Total Recovery:
$250,000.00
Attorney Fees:
$78,000.00
Litigation Expenses:
$370.00

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